Government scheme · SC/ST & women entrepreneurs
Stand-Up India
Stand-Up India helps Scheduled Caste, Scheduled Tribe and women entrepreneurs start a new business. Every bank branch is expected to lend to at least one SC/ST borrower and at least one woman borrower under the scheme.
Visit official websiteWho can apply
- SC/ST and/or women entrepreneurs aged 18 or above
- Only for greenfield (first-time) enterprises
- For non-individual businesses, at least 51% of the shareholding must be held by an SC/ST or woman entrepreneur
- No default with any bank or financial institution
Key features
- Composite loans from ₹10 lakh to ₹1 crore for term loan and working capital
- For manufacturing, services, trading and activities allied to agriculture
- Repayment over up to 7 years, with a moratorium of up to 18 months
How to apply
- Apply online on the Stand-Up Mitra portal, directly at a bank branch, or through a Lead District Manager
- Submit your project report and identity, address and caste or gender documents
Need money sooner?
Check your pre-approved Bachatt Insta Loan offer — up to ₹5 lakh from RBI-regulated partner banks and NBFCs, with no paperwork.
Frequently asked questions
Can an existing business apply for Stand-Up India?+
No. The scheme is only for greenfield enterprises — businesses being set up for the first time.
More government loan schemes
See all government loan schemesThis page is for information only. Bachatt is not affiliated with this scheme; the scheme name belongs to the Government of India and its agencies. Limits, rates and eligibility change from time to time — always check the official website before you apply.