Credit Cards
Credit cards, lifetime free
Cards from our partner banks with no joining fee, rewards on everyday spends — including cashback in 24K gold — and your credit score free in the app.
- Lifetime-free options
- Rewards in 24K gold
- Free credit score tracking
- Issued by partner banks

No joining fee
Choose lifetime-free cards with no joining or annual fee and no minimum spend.
Not cashback, gold-back
Earn rewards as 24K gold on everyday spends, plus offers on top brands.
Build your credit
Use your card responsibly to build your credit score, and track it free in the Bachatt app.
Frequently asked questions
Who issues the credit cards on Bachatt?+
Cards are issued by Bachatt’s partner banks, subject to their eligibility criteria, fees and terms.
Will applying affect my credit score?+
The issuing bank may check your credit report when you apply. Check the bank’s terms before you apply.
Credit cards are issued by partner banks, subject to their eligibility criteria, fees, charges and terms. Rewards and offers are set by the issuer and may change.
