Disclosures

Last Updated: 10 January 2026

Important information about our mutual fund distribution services, regulatory compliance, and investor protection measures

AMFI-registered Mutual Fund Distributor

Trusave Fintech Private Limited (operating as Bachatt) is registered with the Association of Mutual Funds in India (AMFI) as a Mutual Fund Distributor holding a valid AMFI Registration Number (ARN).

We act as a distributor of mutual fund products and clearly specify that we are operating in the capacity of a Mutual Fund Distributor, not as an investment adviser.

Mutual Fund Products - Regular Plans

Important Disclosure: Bachatt app offers Regular Plan mutual fund schemes to investors. Regular Plans involve payment of commission to the distributor (Trusave Fintech Private Limited).

What are Regular Plans?

Regular Plans include distribution and commission charges paid to the distributor
These charges are reflected in a slightly higher expense ratio compared to direct plans
Suitable for investors who prefer intermediary services, guidance, and ongoing support
Commission disclosure is made available to investors as per SEBI regulations

Commission Disclosure: As per SEBI guidelines and AMFI Code of Conduct, Our commission structure across all mutual funds are available to view at: Click here

Our Fiduciary Duty to Investors

Investor Interest Paramount: We consider investor's interest as paramount and exercise due diligence, proper care, and independent professional judgment in the best interest of investors. Our recommendations are based on suitability assessments considering the investor's financial status, investment experience, and investment objectives.

Conflict of Interest Management: We strive to avoid conflicts of interest wherever possible. Where conflicts cannot be avoided, we ensure appropriate disclosures are made to investors and that investors are treated fairly. Financial incentives do not form the basis for recommending any particular scheme or transaction.

Prohibited Practices: We adhere to AMFI Code of Conduct and do not engage in:

Rebating or passing back commissions to investors
Offering inducements through rebates, gifts, or gift vouchers
Churning investments or encouraging over-transacting
Making false or misleading statements about schemes
Concealing material facts or risk factors
Providing indicative returns or assured returns

Information Transparency: We provide complete and accurate information about mutual fund schemes including Scheme Information Documents (SID), Statement of Additional Information (SAI), Key Information Memorandum (KIM), and all relevant risk disclosures. We do not withhold material information that investors should know.

Investment Risk Disclosures

⚠️ Market Risk Warning: Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future results. The value of investments may go up or down depending on market conditions and other factors affecting the securities market.

Specific Risks to Consider:

Market Volatility Risk: Returns are subject to market volatility, force majeure events, changes in political and economic environment. Principal amount may be exposed to risk of loss.
Liquidity Risk: Schemes may face liquidity issues leading to suspension of redemption facility. Schemes may be wound up due to illiquid instruments or higher redemption volumes.
Credit Risk: Risk of default by issuers of securities, bankruptcy or insolvency of issuers, and potential segregation of portfolio by AMC in such circumstances.
NFO Risks: New Fund Offerings carry additional risks including price volatility risk, liquidity risk, and delisting risk.

No Guaranteed Returns: Mutual funds do not provide guaranteed or assured returns. Any illustrations or projections are hypothetical and not guaranteed. Investors should not expect fixed or assured returns from mutual fund investments.

Regulatory Compliance and Standards

SEBI and AMFI Compliance: Trusave Fintech Private Limited operates in full compliance with:

Securities and Exchange Board of India (Mutual Funds) Regulations, 1996
AMFI Code of Conduct for Mutual Fund Distributors (April 2022)
SEBI guidelines and circulars for distributors
Know Your Distributor (KYD) norms prescribed by AMFI
Data protection and privacy regulations

NISM Certification: All our sales personnel and representatives engaged in marketing, sale, and distribution of mutual fund products hold valid NISM (National Institute of Securities Markets) certifications and AMFI registration/EUIN (Employee Unique Identification Numbers).

KYC and Data Protection: We maintain strict compliance with Know Your Customer (KYC) norms and conduct In-Person Verification (IPV) as per AMFI/KRA guidelines. All investor information is kept confidential and protected in accordance with data protection laws and AMFI Data Sharing Principles.

Investor Responsibilities

Due Diligence: Investors are advised to:

Read and understand all scheme documents (SID, SAI, KIM) before investing
Assess the suitability of schemes based on their financial goals and risk appetite
Consult financial advisors if needed for personalized investment advice
Conduct their own due diligence before making investment decisions
Understand that investment decisions and outcomes are their own responsibility

Information Verification: Investors should verify that they are investing through AMFI-registered distributors and ensure all transaction confirmations are received from the respective AMCs or Registrar and Transfer Agents (RTAs).

Grievance Redressal

Investor Grievances: We are committed to resolving investor grievances and complaints arising from our distribution activities. We provide complete assistance to Asset Management Companies (AMCs) for redressal of investor grievances.

Contact Information: For any questions about these disclosures, mutual fund products, commission structure, or any other clarifications, please contact our customer support team through the Bachatt app or write to us.

Document References: Investors can access scheme documents and information through:

Scheme Information Document (SID)
Statement of Additional Information (SAI)
Key Information Memorandum (KIM)
Fact sheets and performance reports
These documents are available on respective AMC websites and through our platform

Force Majeure

General Risks: We understand that the Company draws the attention of its clients to general investment risks associated with mutual fund schemes as well as scheme-specific risks, including:

Market risk, including loss of capital due to market volatility, force majeure events, political or economic shifts, default or insolvency of issuers, or portfolio segregation by AMCs in adverse situations
Suspension of redemption facilities due to liquidity crises
Risks related to new fund offerings, such as price volatility, liquidity issues, and delisting risks
Winding up of schemes due to illiquid instruments, high redemption volumes, or unforeseen market developments.

Important Notes

• This disclosure document is based on AMFI Code of Conduct for Mutual Fund Distributors (April 2022) and applicable SEBI regulations.
• All information provided is for general awareness and should not be construed as investment advice.
• Investors should independently verify all information and make informed decisions.
• This document is subject to updates based on regulatory changes.

Disclaimer:

This disclosure document is provided for informational purposes only and does not constitute investment advice, recommendation, or solicitation. Mutual fund investments are subject to market risks. Investors are advised to read all scheme-related documents carefully and consult with qualified financial advisors before making investment decisions.

Trusave Fintech Private Limited operates as an AMFI-registered Mutual Fund Distributor and not as an investment adviser. The information provided herein is based on publicly available data and regulatory guidelines as of the last update date mentioned above.

This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made thereunder, and the amended provisions pertaining to electronic records.