The savings app for
every Indian
Simple enough for a first-time saver, with every feature a seasoned investor needs. Start from ₹100 — in mutual funds we score daily, Insta Fund, or Gold & Silver.
10 Lakh+
Users
#3
SIP initiator in India
ARN-321640
AMFI registered
Insta Fund
FD-like, no lock-in
Mutual funds
Scored daily
Gold & Silver
No GST
Start
Set a SIP from ₹100 — daily, weekly or monthly.
Score
Every fund scored on 100+ parameters, daily.
Grow
Step up, pause or withdraw instantly. No lock-in.
Borrow
Loans and credit cards from partner banks & NBFCs.
₹100
To get started
daily, weekly, monthly or one-time
#3
SIP initiator in India
among all investment platforms
10 Lakh+
Indians saving with us
across the country
Zero
Lock-in period
withdraw anytime, instantly
However you earn, saving should be simple
Bachatt fits salaried income and business income alike — daily, weekly, monthly, or one-time, whichever matches how the money reaches you.
Salaried professionals
Every common Indian earning a salary — not just the corporate crowd. Set a SIP on the date your money arrives and let it run.
Shop owners & traders
Jewellers, dealers, distributors and retailers. Save daily or weekly, in step with how your takings actually come in.
Manufacturers & factory owners
Businesses with seasonal cycles, and the people who work in them. Pause, step up or withdraw whenever the month demands it.
First-time savers
Never bought a mutual fund before? Start with ₹100, see how it works, and grow from there. No jargon, no paperwork.
Small enough to try. Serious enough to grow.
The ticket size is small on purpose — it is what makes the first step easy. What happens next is what matters.
Start with ₹100
A small first step means you do not have to think twice. Try a mutual fund, Insta Fund, or gold and silver without committing a big amount.
Watch it work
Track every rupee in the app, withdraw instantly whenever you want, and see exactly where your money sits. Nothing is locked in.
Step up at your pace
As confidence grows, so do the amounts. The average monthly SIP of a Bachatt customer is on par with India’s largest investing platforms.
Five ways to put
your money to work
Insta Fund, mutual funds, gold & silver, loans and credit cards — all from one app, with SEBI- and RBI-regulated partners. Start with ₹100 and step up as your confidence grows.
INSTA FUND
FD-like returns,
without the lock-in
A liquid (debt) mutual fund for your idle money. Aims for FD-like returns, with instant, UPI-style withdrawal whenever you need it.
- Start from ₹100 — daily, weekly, monthly or one-time
- No lock-in, no premature-withdrawal penalty
- Withdraw anytime, instantly
Insta Fund is a liquid mutual fund — not a Bank Fixed Deposit (FD). Returns are market-linked and not guaranteed.
Start an Insta FundBACHATT WEALTH
Mutual funds,
scored by the numbers
We run the maths on every mutual fund, multiple times a day, and give each one a score — so you can see which funds are doing well right now.
- A data-driven score for every fund
- 100+ parameters, refreshed multiple times a day
- Pick one fund or build your own basket
- SIP / one-time via UPI · SEBI regulated funds
GOLD & SILVER MF
Gold & Silver,
the smarter way
Own gold and silver through ETF-based funds — no GST, no making charges, and SEBI-regulated, unlike digital gold.
- 0% GST · no making charges
- SEBI regulated · unlike digital gold
- No lockers, no purity worries
- No lock-in · withdraw anytime
INSTA LOANS
Personal & business
loans, instantly
Loans up to ₹5 lakh from our partner banks and NBFCs, with daily, weekly or monthly repayment.
- AI eligibility check in 30 sec
- Real-time score · no bureau ping
- No collateral · foreclose anytime
- RBI-regulated lending partners
CREDIT CARDS
Credit cards,
lifetime free
Cards from our partner banks — lifetime-free options, rewards on everyday spends, and your credit score free in the app.
- Lifetime-free options
- Rewards on everyday spends
- Free credit score tracking
- Issued by partner banks
We run the maths, so you don’t have to
Every mutual fund on Bachatt is analysed on 100+ quantitative parameters, multiple times a day, and given a score. Anyone can see which funds are doing well right now.
- A data-driven score on every fund, refreshed several times a day
- Compare funds at a glance instead of digging through factsheets
- Invest in a single fund, or build a basket across categories
- Funds from every SEBI-registered AMC are available to pick from
Fund scores are a quantitative comparison tool, not investment advice or a guarantee of future returns.
What goes into a score
Returns across time periods
Risk and drawdown behaviour
Consistency versus category
Portfolio quality and costs
Illustrative view of the parameter groups behind a Bachatt fund score.
Savings with Bachatt is safe & effortless
A glance at the screens that take you from sign-up to your first SIP — designed for speed, transparency, and trust.
Your Savings
Save transparently, watch it grow daily
Your Savings
Transparently view your savings grow in palms of your hand.
Build Wealth Smartly
Bachatt scores every fund on 100+ parameters, multiple times a day. Pick a top-scored fund or build a basket that fits your goals.
Gold & Silver
Invest in gold and silver through ETF-based funds — no GST, no making charges, SEBI-regulated. Start with as little as ₹100.
Loans & Credit Cards
Personal & business loans and credit cards from our partner banks, NBFCs and fintechs, with a quick eligibility check.
Free Credit Score
Check your credit score for free and keep an eye on your financial health, right inside the app.
Complete Passbook
View your complete investment history with detailed transaction records. Full transparency with downloadable statements anytime.
Manage SIPs Easily
Pause, modify, or stop your SIPs anytime without penalties. Step your amount up or down as your confidence grows.
The details, in one place
Bachatt is operated by Trusave Fintech Private Limited, an AMFI-registered mutual fund distributor, and is backed by large institutional investors and CXOs of leading Indian startups and financial institutions.
- Legal entity
- Trusave Fintech Private Limited
- AMFI registration
- ARN-321640 (Mutual Fund Distributor)
- Industry
- Financial Services
- Headquarters
- Dwarka, Delhi
- Website
- bachatt.app
- Support
- Customer support
What we do
- Mutual funds, scored daily
- Insta Fund (liquid debt fund)
- Gold & Silver funds
- Personal & business loans
- Credit cards
Start saving today
Join 10 lakh+ Indians growing their money with Bachatt — start from ₹100, step up at your pace, no lock-in, instant withdrawal.
AMFI-registered MF Distributor · ARN-321640 · Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.