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Bachatt is a savings app for every Indian — salaried professionals, shop owners, jewellers, dealers, manufacturers, factory owners and the people who work with them. It is simple enough for a first-time saver to understand and use, and has every feature a seasoned investor needs.
A small first investment makes it easy to try a mutual fund or a new-age savings instrument without overthinking it. As you gain confidence, you can step up your amount anytime. Many Bachatt customers do exactly that — Bachatt is India's 3rd-largest SIP initiator, and our customers' average monthly SIP is on par with India's largest investing apps.
1. Mutual funds — from every SEBI-registered fund house, each with a Bachatt score. 2. Insta Fund — a liquid (debt) mutual fund that aims for FD-like returns, with no lock-in and instant withdrawal. 3. Gold & Silver — funds that invest in gold and silver ETFs, with no GST or making charges. You can invest through a daily, weekly or monthly SIP, or as a one-time investment. Mutual fund investments are subject to market risks; returns are not guaranteed.
Funds from every SEBI-registered fund house (AMC) are available on Bachatt, so you can pick and invest in any fund yourself. The funds and baskets we feature come from large AMCs like SBI, ICICI Prudential, Axis, HDFC and Motilal Oswal.
Bachatt analyses every mutual fund on 100+ quantitative parameters, multiple times a day, and gives each fund a score. This helps you see which funds are doing well right now, compare them at a glance, and invest in one fund or build a basket. The score is a data-driven tool, not personalised investment advice or a guarantee of future returns.