PM Vishwakarma
PM Vishwakarma supports traditional artisans and craftspeople — such as carpenters, blacksmiths, potters, tailors and goldsmiths — with recognition, training, tools and affordable credit.
Visit official websiteWho can apply
- Artisans and craftspeople aged 18 or above working with their hands and tools in one of the listed trades
- Self-employed on a family-based, unorganised basis
- One member per family
Key features
- PM Vishwakarma certificate and ID card
- Basic and advanced skill training with a daily stipend
- Toolkit incentive of up to ₹15,000
- Collateral-free loans of ₹1 lakh and then ₹2 lakh at a concessional 5% interest
- Incentives for digital transactions and marketing support
How to apply
- Register through a Common Service Centre (CSC) with Aadhaar-based verification
- Registration is verified at the gram panchayat or urban local body, district and state level
Need money sooner?
Check your pre-approved Bachatt Insta Loan offer — up to ₹5 lakh from RBI-regulated partner banks and NBFCs, with no paperwork.
Frequently asked questions
Which trades are covered under PM Vishwakarma?+
The scheme covers 18 traditional trades, including carpenter, boat maker, blacksmith, locksmith, goldsmith, potter, sculptor, cobbler, mason, tailor, barber and washerman. The official portal has the full list.
More government loan schemes
See all government loan schemesThis page is for information only. Bachatt is not affiliated with this scheme; the scheme name belongs to the Government of India and its agencies. Limits, rates and eligibility change from time to time — always check the official website before you apply.