Government scheme · Farmers
Pradhan Mantri Fasal Bima Yojana (PMFBY)
PMFBY protects farmers against crop loss from natural calamities, pests and diseases, from sowing to after harvest. Farmers pay a small share of the premium; the rest is paid by the government.
Visit official websiteWho can apply
- All farmers, including sharecroppers and tenant farmers, growing notified crops in notified areas
- Enrolment is voluntary
Key features
- Farmer premium of 2% for kharif, 1.5% for rabi, and 5% for commercial and horticultural crops
- Covers prevented sowing, standing crop loss, post-harvest losses and localised calamities
How to apply
- Enrol through your bank, a Common Service Centre, an insurance company agent or the PMFBY portal
- Enrol before the cut-off date for each season
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Frequently asked questions
Is PMFBY compulsory for farmers with crop loans?+
No. Enrolment is voluntary for all farmers, including those with crop loans.
More government insurance schemes
PM-JAYEligible low-income familiesAyushman Vay VandanaSenior citizens 70+PMJJBYAges 18–50 with a bank account
See all government insurance schemes This page is for information only. Bachatt is not affiliated with this scheme; the scheme name belongs to the Government of India and its agencies. Limits, rates and eligibility change from time to time — always check the official website before you apply.