Government scheme · Senior citizens 70+
Ayushman Vay Vandana
Under Ayushman Vay Vandana, every senior citizen aged 70 or above can get health cover under Ayushman Bharat PM-JAY, whatever their income.
Visit official websiteWho can apply
- All Indian citizens aged 70 and above, regardless of income
Key features
- Health cover of up to ₹5 lakh a year on a family basis for seniors
- Seniors in families already covered by PM-JAY get an additional top-up for themselves
- Cashless treatment at empanelled hospitals
How to apply
- Enrol through the Ayushman app or the beneficiary portal using Aadhaar e-KYC
- Download your Ayushman Vay Vandana card once enrolled
Want wider cover for your family?
Add a health insurance policy from Care Health Insurance through the Bachatt app, and manage your policy and claims in one place.
Frequently asked questions
Can I keep my private health insurance and also enrol?+
Yes. Seniors with private health insurance can also enrol in Ayushman Vay Vandana.
More government insurance schemes
PM-JAYEligible low-income familiesPMJJBYAges 18–50 with a bank accountPMSBYAges 18–70 with a bank account
See all government insurance schemes This page is for information only. Bachatt is not affiliated with this scheme; the scheme name belongs to the Government of India and its agencies. Limits, rates and eligibility change from time to time — always check the official website before you apply.