Government scheme · Employees in covered establishments
Employees’ State Insurance (ESI)
The ESI scheme, run by the Employees’ State Insurance Corporation (ESIC), gives employees in covered establishments medical care and cash benefits, funded by contributions from employees and employers.
Visit official websiteWho can apply
- Employees of covered factories and establishments earning up to the wage limit set by ESIC
Key features
- Full medical care for you and your dependants
- Cash benefits for sickness, maternity and disablement
- Dependants’ benefit in case of death due to employment injury
- Unemployment allowance under specific conditions
How to apply
- Your employer registers you with ESIC; you get an insurance number and e-Pehchan card
Want wider cover for your family?
Add a health insurance policy from Care Health Insurance through the Bachatt app, and manage your policy and claims in one place.
Frequently asked questions
Who pays for ESI?+
Both the employee and the employer contribute a share of wages every month.
More government insurance schemes
PM-JAYEligible low-income familiesAyushman Vay VandanaSenior citizens 70+PMJJBYAges 18–50 with a bank account
See all government insurance schemes This page is for information only. Bachatt is not affiliated with this scheme; the scheme name belongs to the Government of India and its agencies. Limits, rates and eligibility change from time to time — always check the official website before you apply.