Lumpsum Calculator
A lumpsum investment puts a single, one-time amount into a mutual fund. Use this calculator to estimate what it could grow to over time.
Total value
₹3,10,585
- Invested amount
- ₹1,00,000
- Est. returns
- ₹2,10,585
Results are illustrative and assume a constant rate of return. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
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How to use the Lumpsum Calculator
- 1Enter the amount you want to invest once.
- 2Set the annual return you expect from the fund.
- 3Choose how many years you will stay invested.
Formula
A = P × (1 + r)ⁿ
- A = future value
- P = amount invested
- r = expected annual return
- n = number of years
Frequently asked questions
What is a lumpsum investment?+
It is a single, one-time investment in a mutual fund, as opposed to a SIP, where you invest a fixed amount every month.
Is a lumpsum better than a SIP?+
Neither is always better. A lumpsum can earn more when markets rise steadily; a SIP averages your buying price over time. Your choice depends on how much cash you have and your comfort with market swings.
Are the returns guaranteed?+
No. The calculator assumes a constant annual return. Actual mutual fund returns depend on the market and will vary.