The smarter way
to invest in India
Bachatt is the savings app for every Indian. Start from just ₹100 in mutual funds scored daily, Insta Fund, or Gold & Silver — and withdraw anytime, no lock-in.
#3
among all investment platforms
₹100
step up as confidence grows
0
withdraw anytime, instantly
Daily
refreshed multiple times a day
Our mission
Investing made simple,
for every Indian
We believe building wealth should not require a finance degree, a large corpus, or a branch visit. Bachatt (Trusave Fintech Private Limited, AMFI-registered ARN-321640) is built for every Indian — the salaried professional, the shop owner, the jeweller, the dealer, the factory owner and the people who work alongside them. It is simple enough for anyone to understand and use, with every feature a seasoned investor needs. We offer mutual funds from every SEBI-registered fund house, Insta Fund for FD-like returns without lock-in, and Gold & Silver funds — plus loans and credit cards through our partner banks, NBFCs and fintechs.
Why start at ₹100? Because your first investment shouldn't feel like a big decision. A small first step makes it easy to try a mutual fund or a new-age savings instrument — and as confidence grows, so do the amounts. Today Bachatt is India's 3rd-largest SIP initiator, and our customers' average monthly SIP is on par with India's largest investing apps.
We are backed by leading institutional investors and CXOs of some of India's most trusted financial and consumer businesses — and we're just getting started.
Every day, we run the numbers on every mutual fund, multiple times, and give each one a score — so anyone can see which funds are doing well right now and invest with confidence.
AMFI Registered
ARN-321640 · SEBI regulated
Everything you need, nothing you don't
We stripped away the complexity so you can focus on what matters — saving and growing your money.
Funds, scored by the numbers
We score every mutual fund multiple times a day, so you can see which ones are doing well and pick a fund or build a basket.
Instant withdrawal
No lock-in. Pause, withdraw, or change your SIP amount at any time — full flexibility.
Simple for everyone, powerful for pros
Easy enough for a first-time saver, with every tool a seasoned investor needs. Salaried or running a business — 2-minute onboarding, no branch visits.
AMFI-registered & secure
AMFI-registered MF distributor (ARN-321640). Your money flows directly to AMCs — we never hold it.
Five ways to put
your money to work
Insta Fund, mutual funds, gold & silver, loans and credit cards — all from one app, with SEBI- and RBI-regulated partners. Start with ₹100 and step up as your confidence grows.
INSTA FUND
FD-like returns,
without the lock-in
A liquid (debt) mutual fund for your idle money. Aims for FD-like returns, with instant, UPI-style withdrawal whenever you need it.
- Start from ₹100 — daily, weekly, monthly or one-time
- No lock-in, no premature-withdrawal penalty
- Withdraw anytime, instantly
Insta Fund is a liquid mutual fund — not a Bank Fixed Deposit (FD). Returns are market-linked and not guaranteed.
Start an Insta FundBACHATT WEALTH
Mutual funds,
scored by the numbers
We run the maths on every mutual fund, multiple times a day, and give each one a score — so you can see which funds are doing well right now.
- A data-driven score for every fund
- 100+ parameters, refreshed multiple times a day
- Pick one fund or build your own basket
- SIP / one-time via UPI · SEBI regulated funds
GOLD & SILVER MF
Gold & Silver,
the smarter way
Own gold and silver through ETF-based funds — no GST, no making charges, and SEBI-regulated, unlike digital gold.
- 0% GST · no making charges
- SEBI regulated · unlike digital gold
- No lockers, no purity worries
- No lock-in · withdraw anytime
INSTA LOANS
Personal & business
loans, instantly
Loans up to ₹5 lakh from our partner banks and NBFCs, with daily, weekly or monthly repayment.
- AI eligibility check in 30 sec
- Real-time score · no bureau ping
- No collateral · foreclose anytime
- RBI-regulated lending partners
CREDIT CARDS
Credit cards,
lifetime free
Cards from our partner banks — lifetime-free options, rewards on everyday spends, and your credit score free in the app.
- Lifetime-free options
- Rewards on everyday spends
- Free credit score tracking
- Issued by partner banks
Withdraw instantly. Every time.
Every other investment platform makes you wait. Bachatt doesn't. Your money is yours — withdraw any amount, any time, in seconds.
Comparisons are general and may vary by platform and fund category. Bachatt uses liquid and open-ended mutual funds to enable instant redemptions.
The minds behind Bachatt
From premier institutions to building India's largest tech platforms — our founders are here to lead by example.
IIM Ahmedabad
IIT KanpurAnugrah
CEO & Co-founder
IIMA'14 · IITK'12 · ex-Partner, BCG
Financial services veteran with 10+ years at BCG. Operations wizard. Obsessed with customer NPS and building a culture of radical candor.
IIM BangaloreIIT KanpurAnkur
COO & Co-founder
IIMB'17 · IITK'13 · ex-OYO India Revenue Head
Seasoned growth & marketing leader. Believes high-conviction decisions beat safe compromises every single time.
IIM Bangalore
IIT RoorkeeMayank
CTO & Co-founder
IIMB'17 · IITR'12 · ex-BCG · UC Product Leader
Tech and product leader with deep Bharat consumer expertise. Architecture nerd. Scales systems the way others scale mountains.
Leading CEOs and CXOs support Bachatt
Operators who have built and run some of India’s most trusted financial businesses, alongside us from day one.
Abhinav Sinha
Global COO, OYO
Maninder Gulati
CSO, OYO
Abhiraj Bhal
CEO, Urban Company
Sunil Prabhune
Ex-CEO, L&T FS Rural Finance
Start saving today
Join 10 lakh+ Indians growing their wealth with Bachatt — start from ₹100, step up at your pace, no lock-in, instant withdrawal.
AMFI-registered MF Distributor · ARN-321640 · Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.