Bachatt Logo
Loading...
About Bachatt

We're building a savings expert for every Indian

Most Indians never get a relationship manager — that service is kept for large balances. Bachatt changes that with Bachatt Saathi, an AI Savings Expert that shows anyone where their money can grow and where they are losing out, in plain language.

AMFI-registered · ARN-321640#3 SIP initiator in IndiaZero lock-in
Bachatt team
📍 Gurgaon HQ
Bachatt office
Bachatt team at work
Bachatt culture
Bachatt workspace

#3

among all investment platforms

AI

Bachatt Saathi, chat or call

0

withdraw anytime, instantly

Daily

refreshed multiple times a day

Our mission

Investing made simple,
for every Indian

We believe building wealth should not require a finance degree, a large corpus, or a branch visit. Bachatt (Trusave Fintech Private Limited, AMFI-registered ARN-321640) is built for every Indian — the salaried professional, the shop owner, the jeweller, the dealer, the factory owner and the people who work alongside them. It is simple enough for anyone to understand and use, with every feature a seasoned investor needs. We offer mutual funds from every SEBI-registered fund house, Insta Fund for FD-like returns without lock-in, and Gold & Silver funds — plus loans and credit cards through our partner banks, NBFCs and fintechs.

What Bachatt Saathi does. Saathi finds where your money can grow, spots bank charges, and surfaces better loan and card offers — the work a relationship manager would do, for everyone. Today Bachatt is India's 3rd-largest SIP initiator, and our customers' average monthly SIP is on par with India's largest investing apps.

We are backed by leading institutional investors and CXOs of some of India's most trusted financial and consumer businesses — and we're just getting started.

Every day, we run the numbers on every mutual fund, multiple times, and give each one a score — so anyone can see which funds are doing well right now and invest with confidence.

AISavings Expert
0lock-in period
#3SIP initiator in India
Bachatt team working
Bachatt culture
Bachatt office vibes
✓

AMFI Registered

ARN-321640 · SEBI regulated

Why Bachatt

Everything you need, nothing you don't

We stripped away the complexity so you can focus on what matters — saving and growing your money.

Funds, scored by the numbers

We score every mutual fund multiple times a day, so you can see which ones are doing well and pick a fund or build a basket.

Instant withdrawal

No lock-in. Pause, withdraw, or change your SIP amount at any time — full flexibility.

Simple for everyone, powerful for pros

Easy enough for a first-time saver, with every tool a seasoned investor needs. Salaried or running a business — 2-minute onboarding, no branch visits.

AMFI-registered & secure

AMFI-registered MF distributor (ARN-321640). Your money flows directly to AMCs — we never hold it.

What we offer

Five ways to grow your money

All in one app. Saathi shows you which one fits.

Park

Insta Fund

FD-like returns*, no lock-in

Insta Fund in the Bachatt app
Start now
Grow

Mutual Funds

Every fund, scored daily

Mutual Funds in the Bachatt app
See fund scores
Diversify

Gold & Silver

0% GST, no making fee

Gold & Silver in the Bachatt app
Buy Gold & Silver
Borrow

Insta Loans

Up to ₹5 lakh, instantly

Insta Loans in the Bachatt app
Check your offer
Spend

Credit Cards

Lifetime free, gold rewards

Credit Cards in the Bachatt app
Apply now

*Insta Fund is a liquid mutual fund, not a bank fixed deposit (FD). Returns are market-linked and not guaranteed. Mutual fund investments are subject to market risks. Loans and credit cards are offered by partner banks and NBFCs, subject to their eligibility criteria.

The Bachatt difference

Withdraw instantly. Every time.

Every other investment platform makes you wait. Bachatt doesn't. Your money is yours — withdraw any amount, any time, in seconds.

Feature
Other platforms
Bachatt
Withdrawal time
T+2 or T+3 days
Instant — seconds
Lock-in period
ELSS: 3 years, FD: penalty applies
Zero. Always.
Savings expert
RM only for large balances
Bachatt Saathi — AI, for everyone
Invest in gold
Physical: GST + making charges
ETF-based fund — no GST or making charges

Comparisons are general and may vary by platform and fund category. Bachatt uses liquid and open-ended mutual funds to enable instant redemptions.

Backed by

Leading CEOs and CXOs support Bachatt

Operators who have built and run some of India’s most trusted financial businesses, alongside us from day one.

Abhinav Sinha

Abhinav Sinha

Global COO, OYO

Maninder Gulati

Maninder Gulati

CSO, OYO

Abhiraj Bhal

Abhiraj Bhal

CEO, Urban Company

Sunil Prabhune

Sunil Prabhune

Ex-CEO, L&T FS Rural Finance

Get started

Start saving today

Join 10 lakh+ Indians growing their wealth with Bachatt — with Bachatt Saathi as your AI Savings Expert — no lock-in, instant withdrawal.

AMFI-registered MF Distributor · ARN-321640 · Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.